Long Island Bankruptcy Attorneys

Creditor Harassment

Individuals with outstanding debt are almost always pursued by creditors through the phone, mail, and email.  Although it is expected that creditors and lenders will take the necessary measures to collect the money they are owed, there are legal limitations to how far they can go to collect debts.  Any time collection agencies, creditors, or bill collectors harass a person over debts they don’t owe, or harass a person using illegal tactics, it is considered to be creditor harassment, and you can take legal action against them with the help of an attorney.

When a creditor or collection agency threatens violence, uses obscene language, or calls persistently intending to irritate or annoy a person, it is considered to be harassment.  If you feel like you have been harassed by a creditor, it is important that you hire a lawyer who will take legal action on your behalf.  It is also illegal for creditors to call at unreasonable hours, contact a person’s friends or relatives, or to call a person’s work if they have been informed not to do so. 

Long Island Lawyers Helping Clients with Creditor Harassment

If you do have outstanding debts and are tired of the phone calls from creditors and debt collection agencies, you should speak to an attorney at our firm about declaring bankruptcy.  A Long Island bankruptcy lawyer from our firm will examine your case to determine if declaring bankruptcy is a good option for you, and if it is they will help you take the proper actions to get creditors off your back and to remedy your financial situation.

If you want to stop creditor harassment, contact a Long Island Bankruptcy Attorney at Jacoby & Jacoby today!